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Critical Illness Insurance
Critical Illness Insurance is one of the fastest growing products in the insurance industry and is in demand from groups of all sizes. Adding Critical Illness Insurance to a benefit plan can enhance an employer’s compensation package or an Affinity group’s membership privileges.
Two Critical Illness Insurance plans are available - Basic and Voluntary coverage. Our plans can be purchased as part of a group insurance program, or as a stand-alone benefit. We can offer a guaranteed issue basic plan (no medical evidence required) to support an employer’s comprehensive benefits package, through to a fully underwritten voluntary Critical Illness plan, for employees and spouses. SMG’s Critical Illness Insurance plans provide coverage for the following illnesses/conditions.
COVERED CONDITIONS |
| ALS (Lou Gehrig’s Disease) |
Coronary Surgery |
Major Burns |
| Alzheimer’s Disease |
Deafness |
Major Organ Transplant |
| Benign Brain Tumour |
Dismemberment |
Multiple Sclerosis (MS) |
| Blindness |
Heart Attack |
Paralysis |
| Cancer |
Kidney Failure |
Parkinson’s Disease |
| Coma |
Loss of Speech |
Stroke |
Additional features include:
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Conversion option – up to $25,000 after coverage has been in force 24 months. |
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Access to OneWorld Medicare’s Treatment Management Service – helps your Critical Illness benefit go further in accessing a second opinion or alternative treatment. |
Discover the value of offering Critical Illness Insurance as part of an attractive benefit package, and meet the demands of today’s insurance needs.
Our range of Critical Illness Insurance solutions are ideal for Employer and Affinity groups.
Please contact our regional office closest to you for further information about Critical Illness Insurance or any of SMG’s products.
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