Industrial Alliance Pacific, Insurance and Financial Services


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Individual Insurance Canada

Investment Funds

Principal Guaranteed with
      Market Investments
      (PGX)

Principal Guaranteed
      with an Alternative
      Investment (PGA)

Guaranteed Interest
      Funds

Universal Life Policies
      - Index Accounts &
      Interest Rates

Universal Life Policies
      - Index Accounts &
      Interest Rates - Former
      NL Products

Universal Life
      Policies - Guaranteed
      Interest Accounts

Publications




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Investment Vehicles

Universal Life Policies - Guaranteed Interest Accounts

Genesis guaranteed interest accounts enable holders of universal life insurance policies to receive a guaranteed rate of interest for a fixed period (1 to 5 and 10 years). They meet the needs of investors seeking capital protection and a stable return. During periods of financial market turbulence, the amount invested remains intact and continues to generate interest.

Who Should Consider Guaranteed Interest Accounts?

Features and Advantages

Guaranteed Interest Accounts Available



Who Should Consider Guaranteed Interest Accounts?




Anyone primarily seeking capital security.



Cautious investors with a short or medium term investment horizon.



Features and Advantages




You obtain greater capital protection and a steady income.



The return is guaranteed and linked to recognized bonds.



The interest accumulated is tax sheltered.



You obtain an additional return on the rate of interest credited through an interest bonus of up to 2%, starting at the end of the first year.


An Additional Protection! Your investments are protected by Assuris. For further information, visit the Assuris web site.

To obtain additional information, contact your representative.



Guaranteed Interest Accounts Available

We offer guaranteed interest accounts at competitive rates, for fixed terms of 1 to 5 and 10 years, as well as a 5-year-average account at an interest rate that varies according to the average weighted return of a portfolio of Canadian bonds with terms of 5 years or less.

Genesis Guaranteed Interest Account Rates

Non-Genesis Guaranteed Interest Account Rates (PDF)

FLEX ACCOUNT Guaranteed Interest Account Rates - Former NL Products (PDF)



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