Name

Credited Rate

Policy Loan Rate

UltraLife 4, UltraTerm 3, UltraTrans/Term, Ultra+Plus, Ultra Pro.

2.30%

4.80%

Term Account, Indemniterm 1, 1A & 2, CSP 1, Ultra 2000 / 2001, Ultra 2000+Plus, LifeFlex.

4.00%

6.50%

Indemniterm 3, Life Account, CSP 2 & 3, Funding Account , with an interest guarantee of 90% of (Government of Canada Bond rate - 1%).

4.00%

6.50%

Indemniterm 3, Life Account 1, CSP 2, Funding Account 2, with an interest guarantee of (90% of Government of Canada Bond rate) - 1.5%.

4.00%

6.50%

Ultra 2001 LT

4.00%

6.50%

Ultra 2001 US $

1.97%

4.47%

UltraTerm 1 & 2, UltraLife 1, 2 & 3

1.48%

3.98%

Traditional Life Products Variable Loan Rate

-

5.75%