Ecoflextra and Ecoflex 5-Year Progressive Rates

As at July 4, 2008

Amount to be Invested* Term $500 to $999 $1,000 to $24,999 $25,000 to $99,999 $100,000 to $199,999 $200,000 to $499,999

1st year

2.40%

3.00%

3.15%

3.20%

3.25%

2nd year

2.60%

3.20%

3.35%

3.40%

3.45%

3rd year

3.25%

3.85%

4.00%

4.05%

4.10%

4th year

3.35%

3.95%

4.10%

4.15%

4.20%

5th year

3.65%

4.25%

4.40%

4.45%

4.50%

*Rates available according to the total guaranteed investments in the contract.

For amounts of $500,000 or more, contact your representative.

To obtain additional information, contact your representative.