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APEX Funds
The APEX Funds family of segregated funds
consists of 5 different investment funds. These funds are only available
to investors who have an in-force APEX Funds Contract.
APEX Funds offer Death Benefit and Maturity Guarantees
of up to 100% of the amounts actually invested by you. The guarantees
are reduced proportionally as the amount of any redemption of fund units
bears to the market value of the contract.
APEX Funds allow you to modify your Maturity Date and thus
re-setting the minimum values of the guarantees. This feature allows you
to "lock in" increases in market value of your fund(s).
The minimum lump-sum investment into APEX Funds is $100.
With our monthly Pre-Authorized Chequing Plan, the minimum
investment is $25 per month per Fund, withdrawn automatically from the
bank account of your choice. And if you choose to put in additional lump
sums - you can do that too.
For a quick overview of each of the APEX Funds,
please choose from the list below:
|
Money Market Fund |
 |
Investment Option |
APEX Money Market Fund. |
|
Goals |
Income, stability. |
|
Description |
Invest in short term Canadian money market securities such as short
term notes, treasury bills and term deposits. For the investor who
is looking for a current money market level of income and liquidity.
|
|
Level of Risk |
Willing to accept only minimal risk to capital. |
|
Fund Manager |
Industrial Alliance Investment Management Inc. |
|
Fixed Income Fund |
|
Investment Option |
APEX Fixed Income Fund. |
|
Goals |
Income, modest growth potential. |
|
Description |
Invest in short term Canadian money market securities such as short
term notes, treasury bills and term deposits. For the investor who
is looking for a current money market level of income and liquidity.
|
|
Level of Risk |
Places high emphasis on security, but willing to assume a moderate
level of risk in price fluctuation terms. |
|
Fund Manager |
Industrial Alliance Investment Management Inc. |
|
Growth & Income Fund |
|
Investment Option |
APEX Growth & Income Fund. |
|
Goals |
Long term capital appreciation, safety and a reasonable income yield.
|
|
Description |
Seeks to provide returns consistent with reasonable risk in a combination
of capital appreciation, Canadian dividend income and interest income.
The Fund will be managed as a balanced portfolio that actively changes
its investment mix among equities, bonds and money market securities.
|
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Level of Risk |
Seeks a reasonable degree of security for your invested capital,
but willing to accept a slightly higher level of risk in exchange
for potentially higher returns. |
|
Fund Manager |
Industrial Alliance Investment Management Inc. |
|
Canadian Value (Dynamic) Fund |
|
Investment Option |
APEX Canadian Value (Dynamic) Fund. |
|
Goals |
Long term capital growth. |
|
Description |
Seeks long term growth by utilizing fundamental investment analysis
to identify Canadian and foreign stocks which offer good long term
value. |
|
Level of Risk |
Willing to accept a higher level of risk in return for significant
growth potential. |
|
Fund Manager |
Goodman & Company
Investment Counsel Manager of All Dynamic Mutual Funds. |
|
Canadian Stock Fund |
|
Investment Option |
APEX Canadian Stock Fund. |
|
Goals |
Long term capital growth. |
|
Description |
Seeks long term growth by utilizing a top down investment approach
to find medium to large capitalization stocks that represent good
value with growth potential. |
|
Level of Risk |
Willing to accept a higher level of risk in return for significant
growth potential. |
|
Fund Manager |
Industrial Alliance Investment Management Inc. |
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