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Credit Insurance at its Best…
The various types of credit, such as mortgage loans, mortgage lines of credit personal loans, personal lines of credit, etc. are quite common, and like most people you probably use this alternative to meet your
financial obligations.
Credit insurance, often offered in conjuncture with these types of credit, is intended for anyone who has a
mortgage and/or personal loan and/or line of credit.
To meet your credit insurance needs and ensure financial security in the event of death or disability, we suggest you subscribe to our flexible term life insurance which offers a full line of features and distinctive
advantages.
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Features and advantages of credit insurance at Industrial Alliance Pacific |
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You can insure all types of loan or line of credit, both personal and mortgage.
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You can select life insurance coverage on an individual or joint basis.
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Flexible protection with a term of up to 30 years.
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Your premiums are guaranteed and remain the same for the duration of your coverage.
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You can opt for additional coverage that protects you in the event of disability and/or critical illness.
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You can convert your credit insurance coverage into permanent life insurance according to the evolution of your needs, regardless of your state of health.
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Rather than subscribe to credit insurance for each of your active loans, you can now consolidate all
your loans by subscribing to a single insurance policy, which allows you to adapt the premiums to your
budget.
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Your contract remains in force if you change lenders.
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You can negotiate the best loan rate from the financial institution of your choice and keep your
insurance intact, regardless of changes in your state of health.
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In the event of death, the money is paid tax-free to the beneficiary of your choice. The beneficiary can
use the money in any way he pleases.
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Your advisor will guide you in the most appropriate selection for complete coverage that will meet your personal needs. Contact your financial advisor today.
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