Industrial Alliance Pacific, Insurance and Financial Services


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Individual Insurance Canada

Life Insurance

Mortgage Insurance

Critical Illness
      Insurance

Disability Insurance

Insurance Without
      Medical Examination

Your Life Insurance
      Requirements

Your Disability Income
      Insurance Requirements




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Life and Health Insurance

Insurance Without Medical Examination - Alternative and Perspective

Requiring no medical examination or blood test, this type of insurance is intended for persons who have difficulty obtaining insurance. We have designed two different products, Alternative and Perspective to better meet your specific needs.


Who Should Consider Insurance Without Medical Examination?

Features and Advantages of Alternative and Perspective



Who Should Consider Insurance Without
Medical Examination?



Persons who for medical or other reasons have difficulty obtaining life insurance.



Features and Advantages of Alternative and Perspective



Alternative and Perspective provide a guaranteed sum insured for your lifetime, including guaranteed cash surrender values.



You may stop paying the premium before the anticipated time and obtain a reduced and guaranteed amount of insurance for your lifetime.



Products Offered

Two forms of insurance without medical examination are available:



Alternative, for persons 6 months to 80 years of age. Premiums are payable for 10 or 20 years, or up to the age of 85 years;



Perspective, for persons 35 to 75 years of age. Premiums are payable up to the age of 100 years.

 


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