Why Buy IAP Accidental Death Insurance?

Your plan, your choice

As an ATB Customer, you may purchase Accidental Death Insurance with a choice of $25,000, $50,000 or $100,000 in coverage. This allows you to choose coverage that fits into your financial plan, with premiums as low as $2.95 a month.

Coverage is also available at a reduced rate when you select the Customer and Spouse Plan. This valuable discount is available even if your spouse is not an ATB Financial Customer.

Anywhere, anytime; you’re covered

Your coverage goes with you no matter where you are in the world, 24 hours a day, 7 days a week, provided you continue to be an ATB Financial Customer.

Tax-free

Your beneficiary receives the benefit 100% tax-free and can use this cash for any purpose.

Acceptance Guaranteed

No medical examination is necessary and there are no health questions to answer in order to apply. Your acceptance is guaranteed – regardless of your health or occupation – provided you are age 20 through 74, and an ATB Financial Customer.

A provider you can trust

Industrial Alliance Pacific Insurance and Financial Services Inc. (“IAP”) is a member of the Industrial Alliance Group of Companies whose tradition of value goes back to 1892. Managing over $58 billion in consolidated assets, the Industrial Alliance Group has operations nationwide, and is Canada’s fourth largest life insurance organization.

IAP earned the top “A” rating which A.M. Best assigns to companies that have demonstrated excellent overall performance and a strong ability to meet their obligations to policyholders over a long period of time.

A.M. Best is an independent financial rating agency responsible for assessing the financial strength, earnings and capital positions of life insurance companies.