Accidental Death Insurance pays a benefit in the event the individual insured loses their life by way of accident. Insurance proceeds are then paid to the designated beneficiary. Accidental Death Insurance is offered to ATB Financial customers through Industrial Alliance Pacific Insurance and Financial Services Inc. ("IAP"). This type of coverage provides:

	Valuable protection from financial hardships that can occur if the insured loses his/her life by way of accident
	Coverage that meets each customer's needs and budget
	Coverage regardless of occupation or health

It is quick and easy to apply! Click here for more information.

 

Who Needs Coverage

Maybe you have a riskier occupation than others, increasing your chances of getting in a sudden accident. Perhaps you are concerned about your loved one's security if any unforeseen accidents should occur, and are seeking peace of mind. Accidental Death Insurance provides valuable protection and security for a wide range of individuals.

Eligibility

ATB Financial customers and their spouses from age 20 through 74 are eligible for insurance under this plan.

Plans Available

An ATB customer may purchase Accidental Death Insurance on a Customer Only or Customer and Spouse Plan basis with a choice of $25,000, $50,000 or $100,000 in coverage.

The amount of insurance paid depends upon your age at death. The full amount will be paid if you are under age 75. Your coverage reduces by 50% if you are aged 75 through 79.

Product Features

Accidental Death Benefit
If you are injured as a result of an accident while your certificate is in effect, and that injury results in your death within 365 days of the accident, IAP will pay the benefit amount shown in your Group Insurance Certificate, subject to the terms and conditions of the Policy.

Special Extra Benefit
An additional $50,000 benefit will be paid if death results from an accident while traveling anywhere in the world as a fare-paying passenger on a regularly scheduled airline.

Beneficiary
You may designate a beneficiary or beneficiaries of your choice. If you select the Customer and Spouse Plan, you are automatically the beneficiary for your spouse's insurance unless otherwise specified in writing.

30-Day No-Risk Inspection
Once your application is received and approved, you will be sent a Certificate of Insurance. You will have 30 days to review it to ensure that it meets your needs. If, for any reason, you are not completely satisfied, simply write "Cancel" on your certificate and return it to IAP for a full, unquestioned refund of any premiums paid.